Terms of Service & Privacy Policy

Last Updated: July 15, 2025

Welcome to Finzer ("the Service"). By creating an account and using our services, you agree to be bound by these Terms of Service and our Privacy Policy.

Terms of Service

1. Description of Service
Finzer provides an automated tool that utilizes generative artificial intelligence (AI) to analyze financial statements uploaded by the user. The Service extracts, classifies, and presents financial data. Users have the ability to edit, re-organize, and download this data.

2. User Accounts
You must create an account to use the Service. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account. You agree to provide accurate and complete information when creating your account and to keep this information up-to-date.

3. User-Uploaded Content
You retain all ownership rights to the financial documents you upload ("User Content"). By uploading User Content, you grant Finzer a worldwide, non-exclusive, royalty-free license to use, process, store, and display your User Content solely for the purpose of providing and improving the Service as described herein.

4. Acceptable Use
You agree not to use the Service to upload or process any data that is unlawful, malicious, or infringes on the intellectual property rights of others. You acknowledge that the accuracy of the AI-generated analysis is not guaranteed and that the Service is provided as a tool to assist, not replace, professional financial judgment.

5. Monetization and Subscription Services (Future Provision)
Finzer reserves the right to introduce paid subscription plans or other monetization features in the future. Users will be notified in advance of any such changes. Continued use of new or existing features after such changes may require payment.

6. Limitation of Liability
The Service is provided on an "as-is" and "as-available" basis. Finzer makes no warranties regarding the accuracy, completeness, or reliability of the data generated. In no event shall Finzer be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the Service.

Privacy Policy

This Privacy Policy describes how we collect, use, and handle your information when you use our Service.

1. Information We Collect

• Account Information: When you sign up, we collect your email address and an encrypted version of your password.
• User Content: We process the financial documents you upload to provide the analysis service.
• AI-Generated Data: We store the initial, raw data extracted by our AI model from your User Content ("Raw Data").
• User-Finalized Data: If you edit the results and save or download the data, we store a copy of this final, user-modified version ("Finalized Data").
• Usage Data: We may collect metadata about your interactions with the Service, such as timestamps of analysis and feature usage.

2. How We Use Your Information

• To Provide and Maintain the Service: We use your Account Information to manage your account and your User Content and generated data to provide the core analysis functionality.
• For Service Improvement and AI Training: To improve the accuracy and capabilities of our AI models, we may use your User Content, Raw Data, and Finalized Data. All data used for training purposes will be anonymized and disassociated from your personal account information. We are committed to ensuring that your personal identity is not linked to the data used for model improvement.
• To Communicate With You: We may use your email address to send you important service announcements, updates, or verification emails.

3. Data Storage and Security
Your data is stored securely using Google Cloud's Firestore database. We implement industry-standard security measures to protect your information from unauthorized access.

4. User Consent
By checking the box during account creation and using our Service, you explicitly consent to the following:

• The processing of your uploaded financial documents by our AI models.
• The storage of the Raw Data generated by the AI.
• The storage of your Finalized Data if you choose to save or download it.
• The use of your anonymized and disassociated data for the sole purpose of improving our Service and AI models.

5. Changes to These Terms
We may update these terms from time to time. We will notify you of any significant changes. Continued use of the Service after such changes constitutes your acceptance of the new terms.